Are you one of many people that are not able to qualify to buy a home ? For many reasons…
  • Poor credit.
  • Current interest rate too high.
  • Recent bankruptcy.
  • Debt to income ratio too high.
  • Income falls below conventional lending requirements.
  • Recent divorce.
  • Recent short sale or foreclosure.
  • Not enough time at current employer.
Don’t let a loan denial stop you from achieving your dream of home ownership.

Buy a home from us today without using any credit. We qualify you based on down payment amount, current employment, rental history, and bank statements. Our approval process is very simple…no appraisals, loan underwriters or 6 month loan approval process necessary.

How does this work?

Very simple… we sell our homes using owner finance and seller finance terms. This means that we are able to create our own terms and lending requirements without any bank approvals. This is NOT rent to own or lease option. We finance all of our homes with 15, 20 or 30 year terms with no balloon payment.

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Get Qualified Today!

Enter your information today and get qualified instantly. We have a limited inventory of homes that we are able to sell without using bank financing.
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Buy a home in Hampton Roads Virginia No Credit Needed I

Learn how many are buying home in Hampton Roads, Virginia without a credit check or bank approval. Buy a home in Virginia Beach, Norfolk, Portsmouth, Chesapeake, Suffolk, Hampton and Newport News with no credit check or bank approvals. Bypass qualifying for a conventional loan and underwriter approvals. Buy a home in Norfolk, Virginia Beach, Hampton, Suffolk, Chesapeake, Newport News, Virginia Beach and Portsmouth with no credit check or 6 month lender approval or mortgage application. We qualify you based on current total household income, employment, bank statements and recent rent history.